Spring squall lines, straight-line winds, and the remnants of Gulf storms all take their cut of Nacogdoches trees. When one lands on your house, your truck, or across your only way out, this page is the short version of what to do — and the phone number that gets a crew moving.
Emergencies routed first · Insurance-friendly documentation · Insured local crews
The general shape of homeowner coverage in Texas: a tree that damaged a covered structure is usually a claim (removal from the structure plus repairs, subject to your policy); a tree that fell in the yard and hit nothing usually isn't. Your policy and adjuster decide — not us and not the crew.
What a good crew does routinely: photograph everything before cutting, keep the invoice itemized (removal-from-structure vs. haul-off vs. stump), and tarp or board as needed so damage doesn't compound. Photograph the scene yourself before anyone starts — wide shots and close-ups. Adjusters love you for it.
Storm-chaser warning, because East Texas gets them after every named storm: out-of-town trucks knocking doors, cash up front, no local references. The crews we route to are the local kind — the ones still answering their phone in Nacogdoches next February.
The cheapest emergency is the one that doesn't happen. After cleanup, walk the property with a pro: crowns that need storm-prep thinning, beetle-stressed pines that will fail next time (removal candidates), and hangers you can't see from the ground. Most crews will assess while they're already on site — ask.
Storm days are triage: occupied-structure and blocked-access jobs go first. Call — describing the situation accurately gets you slotted right.
Chainsaw injuries spike after every storm. Anything under load (bent, pinned, tensioned wood) or overhead is a hard no — spring poles and hangers hurt experienced people. Yard debris on flat ground, your call.
They document and itemize; you (or your adjuster) run the claim. Anyone who says "we'll handle your claim and waive your deductible" is describing something Texas law frowns on — walk away.
In general in Texas: your insurance handles damage on your side, and it matters whether the tree was known to be dead or neglected. Document it, notify both insurers, and stay friendly until the adjusters sort it.